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Digital Banking: Online & Mobile

Your banking experience should be smooth, secure & the same on all devices.

Plenty of things in life are complicated, so we’re here to help you simplify at least one thing - your finances. Whether you are sitting at your desktop or on the go with your phone, you get a seamless experience across all platforms. 

One platform. All Your Features.
 
No matter where you are or what device you want to use, our digital banking dashboard lets you control your money instantly:
  • VIEW account balances and transactions
  • TRANSFER funds internally and externally¹
  • CHAT with CNB staff in real-time during business hours
  • PAY bills¹
  • Zelle®¹
  • MANAGE debit cards and set travel alerts
  • ESTATEMENTS
Additional Mobile Banking Features: 
  • DEPOSIT checks remotely on the app¹ - see mobile deposit user agreement
  • MOBILE WALLET
 
 

Get Started Now

Bank From Your Desktop Computer
citizens national bank online banking on a laptop screen


 
 
Bank on the Go with CNB Somerset Mobile
Search your mobile app store for "CNB Somerset Mobile," or click your platform below to download our fast, secure, and free native app. 
 
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get it on google play badge
 
 If you have questions, visit our Digital Banking FAQs page!

Disclosures & Fine Print

¹Account History & Standing Requirements: Zelle®, Bill Pay, External Transfers, and Mobile Deposit services require accounts to have a minimum of 30 days of transaction history and be in good standing. We may determine other eligible criteria for use of these services in our sole and exclusive discretion. See our Mobile Deposit User Agreement for full details.

Carrier Terms: Your cell phone or mobile device must be equipped to access the Internet. You may be charged access rates depending on your carrier. Check with your mobile provider for details on specific fees and charges. All terms and conditions applicable to online banking apply to mobile banking.

Trademarks: Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple, Inc., registered in the U.S. and other countries. Google Play and the Google Play logo are trademarks of Google LLC. Android is a trademark of Google LLC.

With a quick tap of your smartphone or smartwatch, you can use your Citizens National Bank debit card to pay at millions of stores that accept contactless payments. Add your debit card to your digital wallet and begin paying in person and online with added security. 

Transfer funds between your deposit accounts, make payments on your loans and view online transfer history.

Save money on stamps! Conveniently send recurring or one-time online bill payments to businesses or people. Our bill pay service is free and allows you to choose the payment date for every bill. 

See a detailed history of your transactions and view account balances, including checking, savings, loans and lines of credit, and time deposits.
Control of your debit card is now at your finger tips! The card management feature allows you to set up alerts based on spend limit and merchant type. It also gives you the ability to turn your card off and on in the event it is lost or temporarily misplaced. You can also place travel notices on your cards so your card will not be disabled due to suspected fraudulent activity. 
Provides a safe and easy way to send money to family and friends. 





Business Online Banking

Cash Management

Through the use of the Federal Reserve Banking System, Citizens National Bank has the ability to electronically perform transactions for you at other banks across the nation. Those transactions include wire transfers, payroll distribution, cash concentration and bill payment.

Payroll Distributions | Direct Deposit

Provide your employees security in knowing their “check” has been electronically deposited in the bank on payday. You may transmit payment for employment services to your employees’ checking accounts whether their bank is in-county, in-state or out-of-state.

Cash Concentration

Collect your funds in a timely manner. You can initiate electronic entries to debit accounts in other banks without creating or waiting on paper drafts to clear. The transactions will be performed and the funds applied to your account on the day you specify.

Bill Pay

Bill paying can be made simple by using Cash Management. For example, your telephone or electric bill could be paid each month without writing a check. The amount would be automatically deducted from your specified account.

 

Cash Management Help Guides:

 

How to Create an ACH Batch

How to Upload an ACH Batch

How to Send a  Wire

 

For more information on any of these services, contact Amanda Vandivor at 606-679-6341, ext. 2205.

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Trust us with all your checking needs.


We have a wide variety of personal checking accounts to meet your unique needs.