Citizens National Bank

We are a locally owned bank that has been serving the people of Pulaski County, Kentucky since 1920. We offer a wide range of products to help you achieve your financial goals along with a high level of customer service and convenient locations.

Citizens Bank main branch located in downtown Somerset, Kentucky.

cnb iconWelcome to Citizens National Bank

Citizens National Bank is a locally owned, community-oriented bank headquartered in Somerset, Kentucky. The bank opened for business in 1920 and has ten locations: seven in Pulaski County, as well as one in Wayne County, Russell County and Jessamine County. The employees of Citizens National Bank are dedicated to providing the highest quality, personalized service to its customers.

Featured Services

Fraud Protection with CNB

Citizens National Bank monitors for fraud 24/7.  The fraud alert system will notify our debit card holders of potential fraud by email, text message or telephone call. You will be instructed to respond to the alert as applicable. Please do so as quickly as possible. If you suspect debit card fraud after bank hours or on the weekends, please call 866-546-8273. Remember that Citizens National Bank and our Fraud Protection Center will never ask for personal information such as bank account, debit card, credit card, or social security numbers over the phone.

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CNB Quick Card

CNB Quick Card

Get your new ATM/Debit card in just minutes! The CNB Quick Card is a new service we provide to the customers who need their card NOW. If your card gets lost or stolen, come to the Main Office in Downtown Somerset and we will print a new card for you. The CNB Quick Card will cost a $5 fee for each card printed.*

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Home Buyer Tax Credit

Home Buyer Tax Credit

Are you in the market for a home loan? Do you want to save money?!?! Before you apply for a home loan, call Dennis Tindle at Citizens National Bank. CNB has a fantastic program available that could save you up to $2,000 per year on your federal income taxes for the life of your home loan! Down payment assistance available. Call Dennis today to see if you qualify - 606-678-6710.*

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