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Welcome to Citizens National Bank

Citizens National Bank is a locally owned, community-oriented bank headquartered in Somerset, Kentucky. The bank opened for business in 1920 and has ten locations: seven in Pulaski County, as well as one in Wayne County, Russell County and Jessamine County. The employees of Citizens National Bank are dedicated to providing the highest quality, personalized service to its customers.

  • 1919

    Bank Established

  • 10


  • 20

    ATM Locations

The history of Citizens National Bank spans 100 years of growth, change and progress both in banking and the world at large. Community banks have been integral in helping people move forward in a changing world. The future holds many more great changes and challenges and Citizens National Bank stands ready to help meet them.

To challenge directors, officers and employees to exercise PROFESSIONALISM for the benefit of present and future CUSTOMERS with the best SERVICES available while maintaining an adequate RETURN without sacrificing the INTEGRITY of Citizens National Bank.

The vision of Citizens National Bank is to be the leader among independent community banks in our area, focusing on customer relationships and providing superior customer service with a staff educated and guided to achieve their personal best.

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