Welcome to Citizens National Bank

Citizens National Bank is a locally owned, community-oriented bank headquartered in Somerset, Kentucky. The bank opened for business in 1920 and has ten locations: seven in Pulaski County, as well as one in Wayne County, Russell County and Jessamine County. The employees of Citizens National Bank are dedicated to providing the highest quality, personalized service to its customers.

Featured Services

Home Buyer Tax Credit

Are you in the market for a home loan? Do you want to save money?!?! Before you apply for a home loan, call Dennis Tindle at Citizens National Bank. CNB has a fantastic program available that could save you up to $2,000 per year on your federal income taxes for the life of your home loan! Down payment assistance available. Call Dennis today to see if you qualify - 606-678-6710.

CNB Quick Card Now Available!

Get your new ATM/Debit card in just minutes! The CNB Quick Card is a new service we provide to the customers who need their card NOW. If your card gets lost or stolen, come to the Main Office in Downtown Somerset and we will print a new card for you. The CNB Quick Card will cost a $5 fee for each card printed.

Mobile Text Alerts Now Available!

You can now set up text alerts for debit card transactions and balances through the CNB Mobile app on your smart phone! After you've logged into the mobile app, go to the menu in the top left corner and then select "Text Banking". From there you can set up text alerts of your choice! If you have any questions, please contact New Accounts at 606-679-6341.

New Fraud Alert System!

Effective June 8, our fraud alert system will notify our debit card holders of potential fraud by email, text message or telephone call. You will be instructed to respond to the alert as applicable. Please do so as quickly as possible. If you suspect debit card fraud after bank hours or on the weekends, please call 866-546-8273. Contact our ATM department with any questions at 606-679-6341.