At Citizens National Bank, we want to earn your business.
We are excited about our partnership with Wayne County School for the 2025-2026 school year. The employees of the school pour into our children day in and day out. At Citizens National Bank, we would like to recognize and reward that effort by extending a special bank offer that only applies to Wayne County School employees.
When you open a direct deposit checking account, you will be eligible for the following perks...
- No minimum balance to open account
- Free Cardinal logo checks
- One free domestic wire transfer per month
- Fraud protection for ATM/ Debit card users
- Free online and mobile banking with bill pay & mobile deposit
- Free Citizens 24 Hotline - Bank by phone
Loan Discounts
Mortgage Loans
- Origination fee discounted $250 on all non-consumer loans if your checking account is at CNB. Rates can be fixed up to 30 years. To apply for a home loan, take advantage of our online CNB Quick Mortgage application by clicking here.
Consumer Loans
- Discount rate by .25% if payment is drafted from a CNB checking account. Includes auto, boat & other unsecured loans.
Club Savings Accounts
If you have a checking account at CNB, you will earn .10% ABOVE the regular interest rate on the Vacation & Christmas Club accounts. Deposit designated amount into either club account on a scheduled basis through automatic transfer.
Checking Account Upgrade Options
You can receive even more perks with your Citizens National Bank checking account by adding a Citizens 24 or Citizens 24+ upgrade.
Citizens 24
Wayne County School discounted rate: $5.00 per month
Standard rate: $6.50 per month
- $300 overdraft protection
- Free clubline checks
- Free ATM/Debit Mastercard
- No minimum balance
- No transaction fee at any CNB ATM
- Accidental Death/ Dismemberment Insurance ($10,000 coverage)
- No charge on official checks
- No stop payment charge
- Free notary public services
- Identity theft insurance (up to $10,000)
Citizens 24+
Wayne County School discounted rate: $7.25 per month
Standard rate: $8.25 per month
Includes all Citizens 24 features, plus...
- $500 overdraft protection available
- AAA Membership, which features include:
- 24 hr emergency road service
- Hotel & car rental savings
- Leisure travel values from America's largest travel agency
- Show your card & save on shopping, dining, & entertainment
- Discounts on theme parks & movie tickets
- Free maps, TripTiks, TourBooks & CampBooks
- Financial & insurance services
For more information about this exclusive offer, contact Beth Combs, VP/ Account Services, at (606)679-6341 or bcombs@cnbsomerset.com.
Drive away with a competitive rate.
We offer quick responses to all credit applications with a wide variety of terms and rates to meet the needs of our customers.