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Credit Cards

Consumer Credit Cards

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, Citizens National Bank has the ideal card for you! 

No matter which card you choose, you'll enjoy important features like: 
  • Convenient and flexible purchasing power. Accepted at millions of locations worldwide. 
  • Mobile purchasing capability for added convenience. 
  • Zero fraud liability* You won't be liable for fraudulent purchases when your card is lost or stolen. 
  • Cardmember service available  24 hours a day/ 365 days per year. 
  • Plus much more! 
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. 

Business Credit Cards

Choose from our popular business credit card options, such as low rate, cash back or flexible rewards to find the one that works best for your business. 

No matter which card you choose, your business will benefit from important features like: 
  • Free online expense reporting tools. 
  • No fee for additional employee cards. 
  • Mobile payment capability for added convenience. 
  • Zero fraud liability* You won't be liable for fraudulent purchases when your card is lost or stolen. 
  • Cardmember service available  24 hours a day/ 365 days per year.
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. 

My Account Access

If you are an existing Citizens National Bank credit card holder, follow the My Account Access Link.











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Drive away with a competitive rate.


We offer quick responses to all credit applications with a wide variety of terms and rates to meet the needs of our customers.