Citizens National Bank

We are a locally owned bank that has been serving the people of Pulaski County, Kentucky since 1920. We offer a wide range of products to help you achieve your financial goals along with a high level of customer service and convenient locations.

cnb iconWelcome to Citizens National Bank

Citizens National Bank is a locally owned, community-oriented bank headquartered in Somerset, Kentucky. The bank opened for business in 1920 and has ten locations: seven in Pulaski County, as well as one in Wayne County, Russell County and Jessamine County. The employees of Citizens National Bank are dedicated to providing the highest quality, personalized service to its customers.

Featured Services

Debit Card Fraud Alert System

During the holiday season, please be advised that you may be contacted by the fraud alert center due to unusual shopping patterns.  Our fraud alert system will notify our debit card holders of potential fraud by email, text message or telephone call. You will be instructed to respond to the alert as applicable. Please do so as quickly as possible. If you suspect debit card fraud after bank hours or on the weekends, please call 866-546-8273. Contact our ATM department with any questions at 606-679-6341.

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Christmas Club Account

You can be ready for next year’s shopping, entertaining, travel and more by opening a Christmas Club account TODAY!  Set money aside throughout the year, and we'll disperse the funds to you in Fall 2017. You can have money transferred automatically on the schedule of your choice. Accounts can be opened for free from now thru December 31, 2016. Stop by your local branch to learn more and sign up for a Christmas Club account.

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Home Buyer Tax Credit

Are you in the market for a home loan? Do you want to save money?!?! Before you apply for a home loan, call Dennis Tindle at Citizens National Bank. CNB has a fantastic program available that could save you up to $2,000 per year on your federal income taxes for the life of your home loan! Down payment assistance available. Call Dennis today to see if you qualify - 606-678-6710.  

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NEW Merchant Discount Card Available!

NEW Merchant Discount Card Available!

NEW Merchant Discount cards are now available to all Citizens 24 customers! Stop by one of our convenient locations to pick your card up today. Remember to shop local! Click here to see a list of local merchants.

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CNB Quick Card Now Available!

Get your new ATM/Debit card in just minutes! The CNB Quick Card is a new service we provide to the customers who need their card NOW. If your card gets lost or stolen, come to the Main Office in Downtown Somerset and we will print a new card for you. The CNB Quick Card will cost a $5 fee for each card printed.

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