Citizens National Bank

We are a locally owned bank that has been serving the people of Pulaski County, Kentucky since 1920. We offer a wide range of products to help you achieve your financial goals along with a high level of customer service and convenient locations.

cnb iconWelcome to Citizens National Bank

Citizens National Bank is a locally owned, community-oriented bank headquartered in Somerset, Kentucky. The bank opened for business in 1920 and has ten locations: seven in Pulaski County, as well as one in Wayne County, Russell County and Jessamine County. The employees of Citizens National Bank are dedicated to providing the highest quality, personalized service to its customers.

Featured Services


The convenience of CNB Mobile Deposit is in your pocket! We know how busy life can get, and depositing checks might be the last thing on your to-do list. We created CNB Mobile Deposit with you in mind, taking the hassle out of depositing checks. Click HEREĀ for more information.

Nicholasville Branch NOW OPEN!

Citizens National Bank's newest branch location is NOW OPEN in Nicholasville! The branch is conveniently located in the Keene Center, next to Copper River Grill. Stop by and visit Nicholasville Area President, Cy Hutcherson (NMLS 610111), and his wonderful staff. Cy Hutcherson, Joe Wilder (NMLS 588413), Karen Pauley & Marylee Hamblin can be reached by calling 859-881-4000.

NEW Russell County Branch Location!

The Citizens National Bank branch is now open in Russell County! The branch is located at 1504 Lakeway Drive in Suite A in Russell Springs. Visit Regena Hinton (NMLS 768707), Paula Antle (NMLS 1018471), or Julia Coe to start your loan process or open a deposit account with Citizens National Bank. We are excited to serve the people of Russell County!