Citizens National Bank

We are a locally owned bank that has been serving the people of Pulaski County, Kentucky since 1920. We offer a wide range of products to help you achieve your financial goals along with a high level of customer service and convenient locations.

cnb iconWelcome to Citizens National Bank

Citizens National Bank is a locally owned, community-oriented bank headquartered in Somerset, Kentucky. The bank opened for business in 1920 and has ten locations: seven in Pulaski County, as well as one in Wayne County, Russell County and Jessamine County. The employees of Citizens National Bank are dedicated to providing the highest quality, personalized service to its customers.

Featured Services

Attn: Consumer Debit Card Customers

Attn: Consumer Debit Card Customers

Effective immediately, all supermarket, discount store (Walmart, Kmart, Meijer, etc), and pharmacy purchases made with a consumer debit card will be required to enter a Personal Identification Number (PIN) at the transaction terminal OR have the store clerk manually enter the debit card number. This restriction applies to all states in the United States, regardless of the dollar amount. We apologize for the inconvenience, but it is for the consumer’s protection against recent fraud activity.

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Nicholasville Branch NOW OPEN!

Nicholasville Branch NOW OPEN!

Citizens National Bank's newest branch location is NOW OPEN in Nicholasville! The branch is conveniently located in the Keene Center, next to Copper River Grill. Stop by and visit Nicholasville Area President, Cy Hutcherson, and his wonderful staff. Cy Hutcherson, Joe Wilder, Karen Pauley & Tamra Nowitzki can be reached by calling 859-881-4000.

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NEW Russell County Branch Location!

NEW Russell County Branch Location!

The Citizens National Bank branch is now open in Russell County! The branch is located at 1504 Lakeway Drive in Suite A in Russell Springs. Call Regena Hinton (NMLS 768707) or Paula Antle (NMLS 1018471) at 270-858-6341 to schedule an appointment to start your loan process with Citizens National Bank.

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Switch Kit

Switch Kit

Join the Citizens National Bank family today! Use our Switch Kit to help take the hassle out of changing banks. This kit will help ensure you have covered all your bases when making the change so that we can move forward together. Click here to download the online Switch Kit.

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