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Business Loans

From small businesses to large companies, Citizens National Bank will structure a loan to fit your business’s needs. All loan decisions are made in your hometown, not in another state, which gives us the flexibility to offer products that suit your financial condition and cash flow needs.

Business Loan

Are you starting a new business? Or maybe acquiring an existing business? Whatever your business lending needs may be, our loan officers will use their expertise and experience to customize a loan solution just for you. 

Business loan options:

  • Acquisitions
  • Expansions
  • Remodels
  • Equipment leasing & purchase
  • Vehicles   

Business Real Estate Loan

Whether you are looking to buy, build or refinance, we have the team of experienced commercial lenders to guide you every step of the way. After the building process is complete, we will help you convert the loan to permanent financing. 

Business real estate lending options:                                      

  • Land 
  • Commercial building
  • Rental property
  • Construction 

Business Line of Credit

A business revolving line of credit is used to cover short-term cash deficiencies in a hurry. You borrow as little or as much as you need, up to your available credit limit, and your payment amount adjusts based on the balance owed. Since it’s revolving, funds may be borrowed, repaid and borrowed again. Whether your business is growing at a rapid pace or an unexpected expense arose - whatever the reason - a line of credit could be your answer for filling the gaps in cash flow.


Agriculture Loan

The success of our farming customers is important to us. Let one of our loan officers guide you through the lending process and set up loan terms that will best grow and sustain your business for the future. 

Agriculture lending options:

  • Land Acquisition
  • Equipment financing
  • Livestock loan
  • Crop loan
  • Operating loan 
  • Line of credit

For more information on any of these products, contact our Commercial Lending Department and Branch Managers at 606-679-6341, or click here to find a lender.

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