Rates current February 15, 2019
|30-Years No Points||4.716||4.63|
|20-Years No Points||4.496||4.38|
|10-15-Years No Points||4.278||4.13|
|In House 1 Year||CALL FOR RATE|
|Construction||CALL FOR RATE|
|KY Housing Corp||5.465||5.375|
|CERTIFICATES OF DEPOSIT||APY**||RATE|
|INDIVIDUAL RETIREMENT ACCOUNTS||APY||RATE|
|18 month fixed||1.25%||1.25%|
|18 month variable||.25%||.25%|
Rates subject to change without notice.
*Annual Percentage Rate (APR) calculations are based on loans of $100,000 with loan-to-value (LTV) ratios of 80% or less. For example: A $100,000 mortgage for a term of 30 years with a rate of 5.00% and a corresponding APR of 5.053%, would result in a monthly payment of $540.06. Use the Mortgage Calculator to see what your payment would be.
**Annual Percentage Yield
For our CD and IRA minimum deposit requirements and early withdrawal penalties, view our disclosure.
Citizens National Bank has multiple investments that may fit your needs. For more information call 606-679-6341.5