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Mobile Banking



Anytime. Anywhere. CNB Mobile.

Mobile banking allows you to bank on the go — anytime, anywhere. Using your web-enhanced mobile phone, customers who are currently enrolled in CitizensNET can access online banking for FREE from their mobile device*. There is no enrollment process.

Follow the instructions below to download the CNB app on your mobile device. The app can only be found on the Apple and Google Play stores. Do not download the app from another third party source. 

Download the mobile app to your Apple iPhone® from the App Store by searching “CNB247”.**

google play logo

Visit Google Play & search “CNB247” to download the mobile banking app to your Android™ device.***


Mobile banking provides you with the following features:

  • Check Account Balances

  • Transfer Funds

  • View Check Images

  • Pay Bills

  • Find Branch & ATM Locations

  • Text Message Alerts for Balance & Transaction Details

  • Mobile Check Deposits - see user agreement

If you do not have an Apple iPhone or Android device, visit and use your existing CitizensNET Banking ID and Password to login.

You must be registered for CitizensNET online banking to access Mobile Banking. Haven’t signed up for CitizensNET? Enroll here. For questions about the enrollment process, please call Amanda Vandivor at 606-679-6341.

* Your cell phone or mobile device must be equipped to access the Internet. You may be charged access rates depending on your carrier. Check with your mobile provider for details on specific fees and charges. All terms and conditions applicable to online banking may apply to mobile banking.

**Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple, Inc., registered in the U.S. and other countries. 

***Google Play and the Google Play logo are trademarks of Google LLC. Android is a trademark of Google LLC. 



Mobile Wallet

Apple Pay  |  

Use your Citizens National Bank Mastercard® with Apple Pay. Apple Pay is free and easy to use; simply register your CNB Mastercard on your supported device and begin using it to pay at participating merchants.

Visit for more information. 

Google Pay  |  

Google Pay with your Citizens National Bank Mastercard. It’s the fast, simple way to pay with Google.  It brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay.

Visit for more information on how to download the app and more.

Learn More


Samsung Pay  |  

Use Samsung Pay* almost anywhere you would swipe or tap your card. Adding your Citizens National Bank Mastercard to Samsung Pay is as easy as snapping a photo.

Visit for instructions on how to upload your card, how to use it, what devices are supported and what merchants participate.

Learn More

* Samsung, Samsung Pay, Galaxy S (and other device names) and Samsung knox are trademarkes or registered trademarks of Samsung electronics so., Ltd. Other company and product names mentioned may be trademarks of their respective owners. Screen images are simulated, actual apprearance may vary. Samsung Pay is available on select Samsung devices. 


Call Citizens National Bank at 606-679-6341 for assistance with the mobile wallet, or email  

Click here for the Mobile Wallet disclosure.



Text Message Banking

Now customers can perform selected banking services over their mobile phone using text messaging. Text message banking is fast, free**, and secure.

Just text one of the short commands listed below to 1-855-411-2311 and you will quickly receive a response from the bank with the information requested.

Here are the requests you can make with Text Message Banking:

  • 1-855-411-2311 – Number in which to text short commands
  • ENROLL CNBSOM – 1st Time Enrollment only
  • BAL – Balance for all enrolled accounts
  • BAL + Last four digits of account – Balance when customer has multiple accounts
  • HIST – History of last 5 transactions, all enrolled accounts
  • HIST + Last four digits of account – History when customer has multiple accounts
  • XFER + From Account + To Account + Amount – Transfer between active SMS accounts
  • HELP – Returns list of short commands
  • STOP– Immediately suspends SMS service for enrolled user

To opt in to our Text Message Banking service,  text ENROLL CNBSOM to 1-855-411-2311. You can opt out of text message banking at any time by texting  SUSPEND to 1-855-411-2311. You will then be immediately removed from all SMS Mobile Banking services.

Wallet size Text Message Banking Cheat Sheet.

For questions regarding SMS mobile banking, please call 606-679-6341.

**Standard carrier rates and fees apply.

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