Citizens National Bank

We are a locally owned bank that has been serving the people of Pulaski County, Kentucky since 1920. We offer a wide range of products to help you achieve your financial goals along with a high level of customer service and convenient locations.

Get the “on the spot” buying power you need with Citizens Goldline.

Citizens Goldline is an unsecured revolving line of credit that eliminates the need to consult your loan officer when you need a loan. Make your own loan simply by writing a check. You can have a pre-approved line of credit from $2,500 to $99,999. The rate of interest is tied to New York Prime.

Citizens Goldline is another way we are meeting the changing needs of our customers. Please contact one of our loan officers today for more information.


Citizens Goldline Equity works just like our Goldline account, but is secured by the equity in your home, so interest may be tax deductible. Consult your tax advisor to be sure.

For more information, contact our lenders at 606-679-6341.

Shawn Daugherty Ext. 2285 Main Office 663092
Cindy Kerr Ext. 2215 Main Office 451472
Celeste Logsdon Ext. 2213 Main Office 451471
Dawn Correll Ext. 2291 Main Office 422316
Rob Claunch Ext. 2223 Main Office 980448
Joel Hensley Ext. 2270 Main Office 504129
Hope Bryant Ext. 1200 Plaza Branch 1476150
Gracey Hall Ext. 1400 Waitsboro Branch 1188208
Michelle Johnson Ext. 1700 Nancy Branch 451474
Karen Owens Ext. 1500 Burnside Branch 451465
Brian Duncan Ext. 1800 Science Hill Branch 940064
Allen Rankin Ext. 1900 Monticello Branch 451463
Cy Hutcherson Ext. 2400 Nicholasville Branch 610111
Joe Wilder Ext. 2401 Nicholasville Branch 588413
Regena Hinton Ext. 2500 Russell County Branch 768707
Julie Coe Ext. 2501 Russell County Branch 1477170