Citizens National Bank

We are a locally owned bank that has been serving the people of Pulaski County, Kentucky since 1920. We offer a wide range of products to help you achieve your financial goals along with a high level of customer service and convenient locations.

Trust/Asset Management

The Trust/Asset Management Department welcomes an opportunity to extend our professional asset management services not only to long-time Citizens National Bank customers, but also to new customers and residents in our community.

The Trust/Asset Management Department administers:

  • Trusts
  • Estates
  • Self-Directed IRAs
  • Like-Kind Exchanges (IRS Section 1031)
  • Investments: Investment services provided by independent brokerage service for Citizens National Bank by written arrangement/agreement. Any materials used in this arrangement/agreement are in compliance with federal securities law. Not all investments are FDIC insured.
  • Retirement Account Administration
  • Life Insurance
  • Long Term Care Products

Provide assistance with:

  • Financial Planning
  • Estate Planning

We will provide a free private consultation to address your specific financial goals. Please call to schedule an appointment.

For more information please contact Julie Raines, Trust Administrator and Asst Vice President, or Kristi Fraley, Asst Vice President (NMLS #451479), at 606-677-1892.

Disclosure: The products offered are not FDIC insured, are not deposits or other obligations of the bank or guaranteed by the bank, and involve investment risks, including possible loss of principal amount invested.