|
Rates current as of May 13,
2008
|
P R O D U C T |
|
| HOME LOANS |
APR* |
Rate |
30-Years - No Points
†Up to 95% LTV or less |
6.026% |
6.00% |
20-Years - No Points
†Up to 95% LTV or less |
5.914% |
5.88% |
10-15-Years - No Points
†Up to 95% LTV or less |
5.673% |
.63% |
7 Year Balloon - No
Points
†Up to 95% LTV or less |
6.335% |
6.25% |
5 Year Balloon - No
Points
†Up to 95% LTV or less |
6.116% |
6.00% |
In House 1 Year
†Up to 80% LTV or less |
|
6.50% |
Construction - 1 Point
†Up to 80% LTV or less |
|
6.50% |
KY Housing Corp
†Up to 98.75% LTV or less |
6.730% |
6.63% |
V.A.
†Up to 100% LTV or less |
6.599% |
6.50% |
F.H.A.
†Up to 98.75% LTV or less |
6.599% |
6.50% |
|
|
|
| CERTIFICATES OF
DEPOSIT |
APY** |
Rate |
| 6 months |
2.01% |
2.00% |
| 7 month special |
2.16% |
2.15% |
| 12 months |
2.00% |
2.00% |
| 24 months |
2.71% |
2.75% |
|
|
|
| INDIVIDUAL RETIREMENT
ACCOUNTS |
APY |
Rate |
| 18 Month Fixed |
2.51% |
2.50% |
| 18 Month Variable |
2.51% |
2.50% |
Rates subject to change without notice.
†
LTV above 80% will require Private Mortgage
Insurance. Call our Mortgage Loan Dept. for PMI
rates and how this would affect your loan. Go to the
Mortgage Lending page and use the Mortgage
Calculator to see what your payment would be.
*Annual Percentage Rate (APR) calculations are
based on loans of $100,000 with loan-to-value (LTV)
ratios of 80% or less.
**Annual Percentage Yield
For our CD and IRA minimum deposit requirements and
early withdrawal penalties, click
here. |
