Current Rates, 2010
Rates current March 10, 2010
| HOME LOANS | APR* |
RATE |
| 30-Years - No Points †Up to 95% LTV or less |
5.053% |
5.00% |
| 20-Years - No Points †Up to 95% LTV or less |
4.821% |
4.75% |
| 10-15-Years - No Points †Up to 95% LTV or less |
4.470% |
4.38% |
| 7 Year Balloon - No Points †Up to 95% LTV or less |
5.061% |
4.88% |
| 5 Year Balloon - No Points †Up to 95% LTV or less |
5.128% |
4.88% |
| In House 1 Year †Up to 80% LTV or less |
6.50% |
|
| Construction - 1 Point †Up to 80% LTV or less |
6.50% |
|
| KY Housing Corp †Up to 98.75% LTV or less |
5.091% |
5.00% |
| V.A. †Up to 100% LTV or less |
5.091% |
5.00% |
| F.H.A. †Up to 98.75% LTV or less |
5.091% |
5.00% |
| CERTIFICATES OF DEPOSIT | APY** |
RATE |
| 6 month | 1.41% |
1.30% |
| 7 month special | 1.41% |
1.30% |
| 18 month | 2.02% |
1.90% |
| 24 month | 2.12% |
2.00% |
| INDIVIDUAL RETIREMENT ACCOUNTS | APY |
RATE |
| 18 month fixed | 1.50% |
1.40% |
| 18 month variable | 1.50% |
1.40% |
Rates subject to change without notice.
*Annual Percentage Rate (APR) calculations are based on loans of $100,000 with loan-to-value (LTV) ratios of 80% or less. For example: A $100,000 mortgage for a term of 30 years with a rate of 5.00% and a corresponding APR of 5.053%, would result in a monthly payment of $540.06 and use the Mortgage Calculator to see what your payment would be.
**Annual Percentage Yield
For our CD and IRA minimum deposit requirements and early withdrawal penalties, click here.
Citizens National Bank has multiple investments that may fit your needs. For more information call 606-679-6341 ext. 231.
