Citizens National Bank

We are a locally owned bank that has been serving the people of Pulaski County, Kentucky since 1920. We offer a wide range of products to help you achieve your financial goals along with a high level of customer service and convenient locations.

Notice of Your Financial Privacy Rights

Open a (PDF) Printable Version

Rev. 01/2011

FACTS

WHAT DOES CITIZENS NATIONAL BANK
DO WITH YOUR PERSONAL INFORMATION?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you
have with us.
This information can include:

  • Social Security number and account balances
  • account transactions and assets
  • credit scores and credit history
When you are no longer our customer, we continue to share your information as described in this notice.
How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons CITIZENS NATIONAL BANK chooses to share; and whether you can limit this sharing.

Reasons we can share your personal
information

Does CITIZENS
NATIONAL BANK share?
Can you limit
this sharing?

For our everyday business purposes-
such as to process your transactions, maintain
your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No

For our marketing purposes- to offer our products and services to you

No We don’t share
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes- information about your transactions and experiences No We don’t share
For our affiliates’ everyday business purposes- information about your creditworthiness No We don’t share
For our affiliates to market to you No We don’t share
For nonaffiliates to market to you No We don’t share
Questions? Call 606-679-6341 or go to www.cnbsomerset.com

 

What we do
How does CITIZENS NATIONAL BANK protect my personal Information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does CITIZENS NATIONAL BANK collect my personal information? We collect your personal information, for example, when you

  • open an account or apply for a loan
  • give us your contact information or give us your income information
  • provide account information

 

Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing

 

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include financial companies such as Kentucky Title Center LLC.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.
CITIZENS NATIONAL BANK does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include Elan Financial Services.

Other Important Information