SECONDARY MORTGAGE
We offer quick responses to all credit applications with a wide variety of
terms and rates to meet the needs of our customers.

30 year fixed rate residential mortgage loans are available through Federal    
Home Loan Mortgage Corporation (Freddie Mac), Kentucky Housing
Corporation, Veterans Administration, and FHA.

Citizens fixed rate loan programs offer low down payment which first time
home buyers find attractive.

We also provide refinancing opportunities which allow you to use the equity in your home to secure consumer purchases.  Loans secured by your residence allow the interest to be tax deductible.

No matter what your residential loan need may be, Citizens National Bank has a mortgage loan program tailor made just for you. Contact Steve Bray, Clorenda Dalton or Beverly Burton at
606-679-6341.

Be sure to check out our mortgage lending rates.