CITIZENS MONEY MARKET FUNDS
Citizens Money Market Fund is a limited transaction, high interest account.  The rate of interest is tied to current Money Market rates and is subject to change monthly.  By maintaining a higher balance, you can earn a higher interest rate.  Interest on the Money Market Fund is compounded daily, determined by the daily ending balance and added to the balance at the end of the month.  Citizens has two rate structures:  

$500 - $49,999 and $50,000 - over.

If the balance in the account falls below the minimum balance, which is $500.00, a $10.00 service charge will be assessed.  Interest will be lost only on the days the balance falls below $500.00.  You are permitted six(6) withdrawals from the Fund each month, with only three(3) permitted by check.  If this number is exceeded, a $10.00 charge will be imposed for each item in excess of six(6).

CITIZENS GOLD MONEY MARKET
For those who maintain a higher balance in their Money Market Account and do not need access to the funds on a regular basis, this high yield Money Market is just for you!  Minimum balance of $25,000 and if balance falls below minimum, interest is lost only on the days the balance is below the minimum.  One internal withdrawal or transfer per month allowed, additional transfers are assessed a $10.00 fee.  Checks are not provided.  Interest rate is subject to change monthly.

For more information , contact a Customer Service Representive  at the Main Office or at any Branch Location.