Through the use of the Federal Reserve Banking System, Citizens National Bank has the ability to electronically perform transactions for you at other banks across the nation.  Those transactions include payroll distribution, bill payment, cash and premium collections.

PAYROLL DISTRIBUTIONS

Provide your employees security in knowing their "check" has been deposited in the bank on payday.  You may transmit payment for employment services to your employees checking accounts whether their bank is in-country, in-state or out-of-state.

CASH CONCENTRATION

Collect your funds in a timely manner.  You can initiate electronic entries to debit accounts in other banks without creating or waiting on paper drafts to clear.  The transactions will be performed and the funds applied to your account on the day you specify.

BILL PAYMENTS

Bill paying can be made simple by using ACH.  For example, your telephone or electric bill could be paid each month without you even writing a check.  The amount would be automatically deducted from your specified account.

For more information on any of these services, contact George Corder at 606-679-6341, ext. 266.