Citizens National Bank

We are a locally owned bank that has been serving the people of Pulaski County, Kentucky since 1920. We offer a wide range of products to help you achieve your financial goals along with a high level of customer service and convenient locations.

Cash Management

Time is money

Through the use of the Federal Reserve Banking System, Citizens National Bank has the ability to electronically perform transactions for you at other banks across the nation. Those transactions include wire transfers, payroll distribution, cash concentration and bill payment.

PAYROLL DISTRIBUTIONS & DIRECT DEPOSIT

Provide your employees security in knowing their “check” has been electronically deposited in the bank on payday. You may transmit payment for employment services to your employees’ checking accounts whether their bank is in-county, in-state or out-of-state.

CASH CONCENTRATION

Collect your funds in a timely manner. You can initiate electronic entries to debit accounts in other banks without creating or waiting on paper drafts to clear. The transactions will be performed and the funds applied to your account on the day you specify.

Bill paying can be made simple by using Cash Management. For example, your telephone or electric bill could be paid each month without writing a check. The amount would be automatically deducted from your specified account.

For more information on any of these services, contact Melissa Knifley at 606-679-6341, ext. 2229.