Citizens National Bank

We are a locally owned bank that has been serving the people of Pulaski County, Kentucky since 1920. We offer a wide range of products to help you achieve your financial goals along with a high level of customer service and convenient locations.
Ten Convenient Locations in Pulaski, Jessamine, Russell & Wayne County!
Main Office 27 Branch
Burnside Branch Nancy Branch
Plaza Branch Waitsboro Branch
Science Hill Branch Monticello Branch
Russell County Branch Nicholasville Branch
 ATM Locations

Main Office

Physical Address 44 Public Square, Somerset, KY  42501

Mailing Address   PO Box 760, Somerset, KY  42502

Phone 606-679-6341

Lobby Hours

44 Public Square

Mon-Thurs 9am-4pm
Friday 9am-6pm

Drive Thru

100 South Maple Street

Mon-Thurs 8am-5pm
Friday 8am-6pm

Coffman Building

107 E Mt Vernon Street

Mon-Thurs 9am-4pm
Friday 9am-6pm

Trust Department

101 South Maple Street

Mon-Thurs 9am-5pm
Friday 9am-6pm

24 hr full service ATM available

Burnside Branch

   Branch Manager Karen Owens  (NMLS #451465)

Address 6385 South Highway 27, Somerset, KY 42501

Phone 606-561-5352

Lobby Hours

Mon-Thurs 9am-4pm

Friday 9am-6pm

Drive Thru

Mon-Thurs 8am-5pm

Friday 8am-6pm

24 hr full service ATM available

Plaza Branch

   Branch Manager Laura Strunk  (NMLS #861056)

Address 293 North Highway 27, Somerset, KY  42503

Phone 606-679-6374

Lobby Hours

Mon-Thurs 9am-4pm

Friday 9am-6pm

Drive Thru

Mon-Thurs 8am-5pm

Friday 8am-6pm

24 hr full service ATM available

Highway 27 Branch

   Branch Manager Wanda Dykes

Address 800 South Highway 27, Somerset, KY  42503

Phone 606-679-7925

Lobby Hours

Mon-Thurs 8am-5pm
Friday 8am-6pm

Drive Thru

Mon-Thurs 8am-5pm
Friday 8am-6pm

24 hr full service ATM available

Nancy Branch

   Branch Manager Michelle Johnson  (NMLS #451474)

Address 9140 West Hwy. 80, Nancy, KY  42544

Phone 606-636-4390

Lobby Hours

Mon-Thurs 9am-4pm
Friday 9am-6pm

Drive Thru

Mon-Thurs 8am-5pm
Friday 8am-6pm

24 hr full service ATM available

Waitsboro Branch

   Branch Manager  Gracey Hall (NMLS #1188208)

Address 4145 South Highway 27, Somerset, KY  42503

Phone 606-451-9131

Lobby Hours

Mon-Thurs 9am-4pm
Friday 9am-6pm
Saturday 8:30am-12pm

Drive Thru

Mon-Thurs 8am-5pm
Friday 8am-6pm
Saturday 8:30am-12pm

24 hr full service ATM available

Science Hill Branch

   Branch Manager Mitch Wesley (NMLS #911336)

Address 110 West Hwy 635, Science Hill, KY  42553

Phone 606-423-9607

Lobby Hours

Mon-Thurs 9am-4pm

Friday 9am-6pm

Drive Thru

Mon-Thurs 8am-5pm

Friday 8am–6pm

24 Hour full service ATM available

Monticello Branch

   Area President Allen Rankin  (NMLS #451463)

Address 290 Cumberland Crossing, Monticello, KY  42633

Phone 606-348-3084

Lobby Hours

Mon-Friday 8:30am-5pm

Drive Thru

Mon-Friday 8:30am-5pm

24 Hour full service ATM available

Russell County Branch

   Area President Regena Hinton  (NMLS #768707)

Physical Address 1504 Lakeway Drive, Russell Springs, KY  42642

Mailing Address  PO Box 505,  Russell Springs, KY  42642

Phone 270-858-6341

Lobby Hours

Mon-Thurs  8:30am-4pm CST

Friday  8:30 – 5pm CST

24 Hour full service ATM available

Nicholasville Branch

   Area President  Cy Hutcherson  (NMLS #610111)                            Branch Manager  Joe Wilder   (NMLS #588413)

Address 601 Keene Centre Drive, Nicholasville, KY  40356

Phone 859-881-4000

Lobby Hours

Mon-Thurs 9am-4pm

Friday 9am-5pm

Drive Thru

Mon-Friday 8am-5pm

24 hr full service ATM available

ATM Locations(ATM) Automaic Teller Machine

Main Office & Branch Locations
Burger King South
Gatti’s Pizza
Lake Cumberland Pro Bass Shop
Paul’s Discount
Pulaski County Courthouse