Bounce Protection is an overdraft privilege requiring no action on your part.  You do not have to sign anything.  Your overdraft privilege (Bounce Protection Limit) amount will be automatically assigned.

As long as you maintain your account in good standing, Citizens National Bank may honor overdrafts up to the Bounce Protection on your account.  If you use Bounce Protection you should remember the bank's normal insufficient funds (NSF) fee for each transaction will be deducted from your account.  As in the past, the bank will notify you by mail when an overdraft occurs.  No interest will be charged on the overdraft balance.

There is no additional cost associated with this privilege.  As stated previously, you should keep in mind that you will be charged an NSF fee for each check or other debit item paid under the limit.  Remember, checks drawn up to the limit will not be returned, saving you the embarrassment and expense associated with the return check fee.  This privilege can save you money.

To find your Bounce Protection limit, simply locate your account type in the listing below.

If you have additional questions or would like more information, call or come by the Main Office or any of our Branch locations or email us at info@cnbsomerset.com